Co-insurance insurance

Co-insurance insurance is the joint sharing of risk between the insurer (you the customer) and the insured or carrier you buy your plan from.

Co-insurance is a part of the expense you will pay OUT OF Pocket and once you pay your share you the insured's out-of-pocket expenses or stop loss goes away and the carrier assume responsibility for 100% of any additional costs.

Co-insurance insurance will pay the benefit limit based on you plan and the underlying limits. So once you file your claim and receive your claim check you should be back to NOTHING OUT OF POCKET.